OJK Catat Pembiayaan Pinjol Tumbuh 24,76% Jadi Rp105,63 Triliun

Senin, 7 September 2026, 21:09 WIB Sumber: Media Indonesia

Ukuran:

OJK mencatat outstanding pembiayaan pinjol tumbuh 24,76% yoy menjadi Rp105,63 triliun pada Juli 2026, dengan TWP90 terjaga di 4,32%. Dari 94 penyelenggara, tujuh belum memenuhi ekuitas minimum Rp12,5 miliar namun telah menyampaikan action plan, sementara 34 penyelenggara dikenai sanksi administratif sepanjang Agustus 2026. OJK juga mendorong perluasan akses pembiayaan pindar bagi UMKM, salah satunya melalui penandatanganan nota kesepahaman di Bali dalam Fintech Lending Days 2026.

Poin-Poin Utama

OJK recorded outstanding online loan financing of Rp105.63 trillion as of July 2026.
Outstanding financing grew 24.76% year-on-year.
Non-performing loan ratio (TWP90) stood at 4.32%.
Seven out of 94 online lenders failed to meet the Rp12.5 billion minimum equity requirement.
All seven non-compliant lenders submitted action plans to OJK for equity fulfillment.
OJK imposed administrative sanctions on 34 online lenders during August 2026.
Sanctions were for regulatory violations and follow-up on supervision and examination results.
Agusman serves as OJK's Chief Executive for Supervision of Financing Institutions, Venture Capital, Microfinance, and Other Financial Services.
The press conference was held in Jakarta on Monday, September 7.
OJK pushed for expanded financing access through partnerships between online lenders and MSMEs.
A memorandum of understanding was signed between online lenders and MSME players in Bali.
The signing occurred during the Fintech Lending Days 2026 event series.
The event included exhibitions and business matching activities.
OJK continues supervising financing, venture capital, and microfinance industries for risk management compliance.
Source: Antara (Ant/P-3).